If I have a real estate property generating positive monthly cashflow, will that affect my debt to income when applying for another mortgage? 1 minuteread Home / Knowledgebase / Positive & Negative Geared / If I have a real estate property generating positive monthly cashflow, will that affect my debt to income when applying for another mortgage? Yes, the banks will look at the rents being collected and the current debts you have in the qualifying process. 00264 FacebookTwitterLinkedin1 minuteread